I say the word “exciting” quite a bit…..enjoy ❤️

Week of 11/17-11/23

I don’t have babies anymore, but I remember buying diapers constantly! There are just a couple of stores that I try to maximize savings at regularly, and CVS is one of them. Learning the method is best, so here’s one way to save big this week.

Follow the steps:

  1. Check your local ad.
  2. Check your digital/print savings.
  3. Make a plan.

If you don’t already use Ibotta to maximize your savings potential. I highly recommend checking it out. You can get paid real $$ or cash out with gift cards to your favorite retailers. Use my link/code and get rewarded for both of us 🙂

https://ibotta.com/r/cgjdvap or insert code cgjdvap when you sign up. You can sign up through your computer, but the platform works through an app on your mobile device; available on both iOS and Android. More on Ibotta later…..

Babies are expensive little bundles of pure joy. Unless you are committed to a cloth diaper lifestyle, I bet you are spending a pretty penny keeping that tush clean and dry. And why not? Each and every ray of sunshine deserves the best.

*Bonus Tip* When my littles were little, I routinely checked manufacture sites on packaging (diapers, formula, etc.) Surprisingly, several “off brand” alternatives are manufactured in the same place as the more expensive brand-name counterparts.

CVS happens to be one of my favorite stores to shop. While the sticker may be a little shocking, if you get savvy with the available savings and loyalty program, you are going to save major $$.

Deal breakdown: DIAPERS

1- Check your ad

  • Look for print ads available in the store and in the Sunday paper. The Sunday paper is a great place to find weekly ads and print coupons 😉
  • Check online for the weekly ad. TIP: You can preview the next weeks ad starting on Thursdays. www.cvs.com
  • Download the CVS app (pics below). Convenience: you can check the ad, track ExtraBucks rewards, browse coupons and store specific deals, manage your pharmacy account, and more.

2- Check the digital coupons/store coupons/Savings Center

  • Make sure you register for an account FIRST. This is FREE to you and gives you access to additional savings. This is also how your rewards will be credited, so sign up first.
  • You can view available digital coupons/rewards/and store savings through the “Deals and Rewards” tap in the app.
  • Match available offers with products. You can “stack” a store coupon with a manufacturer coupon. Manufacturer coupons are specific about the number of items applicable. While you cannot use two manufacturer coupons on one item, you CAN use multiple coupons for multiple items. Check coupon requirements for limits/details. Failure to follow the guidelines is fraud and fraud is bad 🙂

3- Make your plan.

Having a plan keeps you on track. Keep your list with you. I am guilty of making my list and leaving it at home. Keep notes on your phone, take a pic of your list, or keep it in your purse when you’re done. Your plan saves you money.

11/17/2019

The CVS ad displays a deal for diapers. The sale reduces the price of specific packages to 2 for $20 as opposed to $11.29 individually.

The sale alone reduces the retail price from $22.58 to $20.00. You’re already saving $2.58 or 11.4%.

Additionally, when you spend $20 on the specified products, you receive $5 ExtraBucks (EB). EB’s are as good as cash in the store and can be applied to future purchases for items from CVS (excluding things like tobacco and alcohol/ check policy for specifics)

Let’s break this down another step.

Retail: $11.29 x 2= $22.58

Sale: 2 for $20 + ($5) ExtraBucks

Net Expense: $20-$5= $15 (You’ve reduced the price combining the sale and EB by more than $7!!) Not done yet…..

2- Check for coupons/savings.

The products that qualify for the 2/$20 and $5 EB include Huggies and Pampers products. Scan your coupons for matching offers.

  • The first app only coupon is a CVS store offer. This can be combined with a manufacturer coupon.
  • There are 3 additional coupons for diapers, with the highest value being pampers.
  • Pampers for the win!
  • Find your product….. There is an added bonus to the app coupons. Once you have selected an offer, click “shop this deal” and the app will pull up all products that match the coupon.

For the purpose of creating an example, I am choosing Pamper’s “baby dry” size 3, 32 count. (The specifics change with size. The brand is the focus)

NOTE: The store listing/buy it online option will not reflect the sale until that ad is in effect. This item will reduce to $11.29 or 2/$20 for the week 11/17-11/23.

You can also see applicable coupons. If they are not already saved to your card, you can do that here.

Let’s so some math so far.

$11.29 for 32 size 3 diapers. ($11.29/32= $0.35 per diaper at retail)

You are buying 2 packs to maximize savings: apply all deals.

2 for $20 + $5 EB after spending $20 on select products + 2 coupons ($4.50)

$20- $4.50 digital coupons= $15.50 cash + $5 EB for next purchase =

$10.50 Net Cost (That’s a Savings of $22.58-$10.50= $12.08 or 53.5%)

DIAPERS: You are getting 64, size 3 Pampers baby dry diapers for $10.50 for more than half off!

It doesn’t stop there. Ibotta has some great diaper rebates now. Pampers is not listed specifically, but Huggies is. Additionally, you can receive a rebate of $0.25 on any diaper product. Upload your receipt to Ibotta and get an extra $0.25 savings.

Final tally: $10.50 + $0.25 Ibotta rebate = $10.25 Net expense (Before Tax)

Total Savings: $22.58- $10.25= $12.33 or 55%

Starting cost: $0.35 per diaper /Ending Cost: $0.16 per diaper 🙂

You can run this same scenario on Huggies brand qualifying diapers for a higher out of pocket expense at the register and bigger rebate after the sale. Note that the higher value rebates are for larger packages and may not work interchangeably with the sale/coupons/rebates.

Quick Comparison: Pampers baby dry, size 3, 32 count x 2 at Walmart

At first glance, a per package price tag of $8.97 is appealing. BUT

$8.97 x 2= $17.94 or $0.28 each diaper.

You can still qualify for the Ibotta $0.25 any diapers rebate. For a net expense of $17.69 or $0.28 each.

Utilizing your CVS savings, you will purchase the EXACT SAME PRODUCTS for $17.69- $10.25= $7.44 less.

Let’s say you score the same type of deal twice a month for a year.

(Save) $7.44 x 24= $178.56 Saved annually.

Ibotta! If you do not know Ibotta, let me introduce you……

See the pretty pink IB square in the lower left there? Get this! Ibotta offers real (CASH) rebates on items that you buy! There is always a variety to choose from and you are not forced to compromise quality for savings. This is separate from the manufacturer and store coupons and discounts that you are already using. Best of all? It is FREE to use! You pay nothing extra for the service. Get your money 🙂

Want to make both of us happy? Use my referral code and make $$ for both of us! (This is a phone app, Ibotta does not work for computer (online) shopping.

Eve’s Referral code: cgjdvap

Ibotta $$ can be redeemed once you accumulate $20 in rebates/savings/bonuses.

You can withdraw to PayPal and gift cards a plenty 🙂

I have withdrawn savings to cover gas costs for family vacation and most recently for an early family Christmas gift ❤ (I will share more about that later!) Again, Ibotta is FREE for you to use!

Want more? Subscribe to Happy Kotter and check out the info below!

Eve is a mom, student, daughter, sister, blogger, doer, thinker, and more. Any and all blog content should be viewed as opinion and any sources should be verified prior to using any of these words in that particular order to form your own (opinions). For more, visit: Happy Kotter: Disclaimer. Have a great day!Image

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Dollar General 11/16/2019

I love saving money!

Dollar General (DG) is a great place to stock up and save, especially on Saturdays. More often than not, DG offers a Saturday only $5 off a $25 purchase of unrestricted items. The coupons can be found printed at the bottom of paper DG receipts or with digital coupons on the DG app and website.

If you don’t have it yet, visit www.dg.com and sign up for savings. Redeeming digital coupons is easy. While you are checking out, enter your phone number through the card reader and all applicable digital coupons are applied at the end of your transaction. Simple Savings.

Make it handy. There is also a Dollar General App (available through Android and iOS) that gives you access to weekly adds, digital coupons, the DG cart, store locations, and more.

Ibotta offers savings above and beyond your digital and print coupons! Use this link to sign up and save us both $$

https://ibotta.com/r/cgjdvap

Before you shop:

  1. Check the ad
  2. Check the digital offers
  3. Make a plan…..

Think about whether you are shopping to stock up or to save money on some short-term essentials. You can pair digital offers and sales with paper coupons as long as the digital and the manufacturer coupon are not for the same item (you cannot double dip) but you can stack a deal (we can cover this another time).

1. Check the ad. You can find your LOCAL ad a few different ways:

  • Go to the store. The print ads are generally at the front of the store and several copies along with special ads will be available.
  • Check your Sunday paper. If you’re looking here for coupons, don’t overlook those print ads!
  • Online. Go to www.dg.com and find the link to the online ad.
  • Check the app. (see below)

2. Check your digital and print offers.

  • Digital coupons can be applied to your purchase by simply entering a phone number at checkout.
  • You can sign up to view offers at http://www.dg.com or Download the app. (See the iOS version below)
  • Identify the high value deals that can be combined (this is good practice for “stock up trips” otherwise scan deals for the ones that are best for your needs)
  • For this trip:
  • $5 off $25 (pre tax)/ $2 off $7 Suave purchase – Both DG store deals
  • $3 off 2 Suave Professionals Products/ $1 off 1 Suave Men’s product
    • TIPS: Check the product specifications so you pick the right products. DG Store Deals are not the same as Manufacturer Coupons and can be “stacked” to maximize your savings. Time matters. Most often, you can get the biggest BANG for your buck on Saturdays as opposed to other days of the week.

3. Make a plan: I prefer to write things out on paper so that I can scratch and edit as needed. I have also made spreadsheets, but for a DG trip, writing works nicely.

If all goes as planned, I will leave the store with 17 products at a cost of about $10. The retail value (without coupons/discounts) should be about $25.65. Going in with a plan gives you some mental parameters to stick to while shopping and matching that plan with the reality is motivation to forego impulse buys and saves you money.

Did it work?

The Total for all products before savings were applied:

$10.99 (subtotal) + $15.90 (Total savings) = $26.89

Anticipated about $25.65. There are some differences between online prices and in-store. $1.24 is not a huge concern. We’re still saving! I also made a “round up” donation to St Jude- item #18

The $11 in digital coupons applied to the bill + an additional $4.90 in sales/multi item discounts. (WIN)

$15.90 (total savings) / $26.89 (total retail) = 59.1% savings overall

$10.99 (subtotal)/ 17 (number of items)= 64.9 or $0.65 per item!

There are MORE ways to save on this trip, BUT I want to note:

It is not important that you can take this list and replicate my trip by picking up the same items, but that you learn how to create a plan to shop and make savings meaningful for YOU and your home 🙂

Ibotta! If you do not know Ibotta, let me introduce you……

See the pretty pink IB square in the lower left there? Get this! Ibotta offers real (CASH) rebates on items that you buy! There is always a variety to choose from and you are not forced to compromise quality for savings. This is separate from the manufacturer and store coupons and discounts that you are already using. Best of all? It is FREE to use! You pay nothing extra for the service. Get your money 🙂

Want to make both of us happy? Use my referral code and make $$ for both of us! (This is a phone app, Ibotta does not work for computer (online) shopping.

Eve’s Referral code: cgjdvap

Sign up- check your stores (that you’re already shopping at)- and add the offers that you want to claim.

When you’re done shopping:

  • Make sure you get that RECEIPT! This is your money.
  • Open the Ibotta App, choose your store, and hit “upload receipt”
  • take a few quick pics, confirm your offers, and get your $$!

Today’s rebates: $1 on the purchase of 2 Smartfood products

  • $2.95 each at DG. If you buy 2- it’s $5 total (store discount)
  • Ibotta $1 on 2 Smartfood Popcorn
  • Ibotta Popcorn (any brand) $0.25.
  • Without discounts:
    • $2.95 x 2= $5.90 (the store discounts $0.90 on 2)
    • $5 – $1.25 Ibotta Rebates = $3.75 or $1.88 each
    • $2.95- $1.88 = $1.07 saved per bag OR
    • $1.07/$2.95= 36.3% savings from retail. (You’re saving over a third of the retail price JUST using the store deal and Ibotta)

I also saved an offer for tic tacs (buy 2, 1 oz packs) and I DID NOT check the item. The tic tacs I bought were 0.63 oz and didn’t match *sad face* $0.50 rebate loss

Ibotta $$ can be redeemed once you accumulate $20 in rebates/savings/bonuses.

You can withdraw to PayPal and gift cards a plenty 🙂

I have withdrawn savings to cover gas costs for family vacation and most recently for an early family Christmas gift ❤ (I will share more about that later!) Again, Ibotta is FREE for you to use!

Want more? Subscribe to Happy Kotter and check out the info below!

Eve is a mom, student, daughter, sister, blogger, doer, thinker, and more. Any and all blog content should be viewed as opinion and any sources should be verified prior to using any of these words in that particular order to form your own (opinions). For more, visit: Happy Kotter: Disclaimer. Have a great day!Image

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LadeeBug's Life

Hello I know it has been awhile since I last posted, but I thought I’d tell you a little bit about myself. To start off I’ll tell you why I’d picked the name Ladeebug, so my name is Emmalee and my family has always called me ladybug. In retrospect to that I decided to combine the two, and it became Ladeebug ( You know since my name has two e’s at the end ). In my last post at the end I said Lovlee’s, once again in retrospect to my name, and I was wondering if you guys would want me to call you Lovlee’s or Ladeebug’s? And here is one question to ask your self from a book I have called Know Yourself, what do you think about before you fall asleep?

You will get there when you are meant to get there and not one moment sooner……

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